FAQ
Got Questions? We’ve Got Answers! – Your Guide to Everything You Need to Know.
1. General
1.1 What is UnionMillion and how does it work?
UnionMillion is a global crowdfunding platform that brings people together to financially support individuals in need. Every month, three beneficiaries are selected through different criteria, and the community donates to help them achieve their goals. Donors can contribute using various payment methods, and once the donation cycle ends, the collected funds are transferred to the selected beneficiaries.
1.2 Who can use the platform?
UnionMillion is open to anyone who wishes to donate or be considered as a beneficiary. Donors can contribute without registering, while beneficiaries are automatically provided with an account once selected. The platform is designed to be inclusive and accessible to a global audience
1.3 How are beneficiaries selected?
Beneficiaries are chosen through a structured selection system based on three main criteria:
- Merit-Based Selection – The person who has donated the most up to the selection moment automatically becomes the first candidate for the following month.
- Community Voting – Donors can vote for candidates, and the individual with the most votes becomes the second candidate.
- Random Selection – A third candidate is randomly chosen from active donors, ensuring fairness and equal opportunity.
1.4 How does UnionMillion ensure that donations reach the right person?
UnionMillion has a strict verification process to confirm the identity and authenticity of each beneficiary before transferring funds. This includes checking personal documentation, validating financial needs, and ensuring compliance with platform policies. Additionally, the platform maintains transparency by providing updates on fund disbursement.
1.5 Can I donate more than once?
Yes, donors can contribute multiple times during a donation cycle. There are no limits to the number of times you can donate, and each contribution helps increase the total amount raised for the beneficiaries.
1.6 Is UnionMillion available in all countries?
UnionMillion operates globally; however, availability may vary depending on local regulations and payment processing capabilities in specific regions. Some payment methods may not be accessible in all countries. Users are encouraged to check the supported payment options in their location.
1.7 Can I nominate someone else as a beneficiary?
Yes, users can nominate someone else for consideration. The nominee must meet the platform’s eligibility criteria and go through the verification process before being selected as a beneficiary. However, the selection process remains based on merit, community voting, and random selection.
2. Registration and Account
2.1 How do I register on UnionMillion?
Donors do not need to register to contribute. However, once a beneficiary is selected, an account will be automatically created for them. This account allows them to manage their profile, track donations, and interact with the platform.
2.2 What information do I need to provide?
Beneficiaries must provide basic personal details such as:
- Full name
- Contact information (email and phone number)
- A description of their financial need
- Supporting documents for verification
Additionally, donors who wish to track their contributions may create an account by providing their email address and basic details.
2.3 Is identity verification mandatory?
Yes, all selected beneficiaries must undergo an identity verification process. This ensures that funds are transferred to the correct recipient and prevents fraudulent activities. Verification may include submitting government-issued identification, proof of residence, and additional supporting documents.
2.4 Can I have more than one account?
No, each beneficiary can only have one account associated with their identity. UnionMillion does not allow multiple accounts per user to maintain fairness and transparency. Donors, however, can contribute without an account or choose to create one for donation tracking.
2.5 How can I recover access if I forgot my password?
If you have an account and forgot your password, you can reset it by clicking on the “Forgot Password” link on the login page. You will receive an email with instructions to create a new password. If you encounter issues, you can contact UnionMillion support for further assistance.
3. Donations and Payment Methods
3.1 What payment methods are accepted?
UnionMillion accepts several payment methods to facilitate donations, including:
- Credit and debit cards (Visa, MasterCard, etc.)
- Google Pay
3.2 Can I donate in different currencies?
Yes, UnionMillion supports donations in multiple currencies. However, depending on your location, your donation may be converted into the platform’s default currency, and exchange rate fees may apply. The final donation amount will be displayed before you confirm the transaction.
3.3 Does UnionMillion charge a commission on donations?
Yes, UnionMillion retains a 7% commission from the total amount raised to cover platform management, operational costs, maintenance, and user support. Additionally, bank transfer fees required to disburse funds to the beneficiary are deducted from the total amount before the final distribution.
3.4 How do I know if my donation has been processed successfully?
Once your donation is successfully processed, you will receive a confirmation email with the transaction details.
3.5 Can I get a refund if I made a donation by mistake?
No, donations are non-refundable. Since funds are allocated directly to the beneficiary, UnionMillion cannot process refunds once a transaction has been completed. Please review your donation carefully before confirming the payment.
3.6 Do I receive a receipt or invoice for my donation?
Yes, after donating, you will receive an email receipt confirming the transaction. If you need an official invoice for accounting or tax purposes, you can request it by contacting UnionMillion’s support team.
3.7 Are donations tax-deductible?
It depends on the tax regulations of your country. UnionMillion does not guarantee tax-deductibility, but you may consult with a tax professional to determine if your donation qualifies for deductions in your jurisdiction. If applicable, you can request a donation certificate from UnionMillion for tax reporting purposes.
4. Beneficiaries and Selection
4.1 How can I apply to be a beneficiary?
To be considered as a beneficiary, you must submit an application through the UnionMillion platform. While donors do not need to register, once selected, beneficiaries will be provided with an account where they can manage their profile and track donations. The application process involves:
- Providing personal details (name, contact information).
- Writing a compelling story about why you want to be a millionaire.
- Attaching supporting documents (if required).
4.2 What are the requirements to be selected?
Beneficiaries are chosen based on the following criteria:
- Merit-Based Selection – The person who has donated the most up to the moment of selection automatically becomes the first candidate for the following month’s funding cycle.
- Community Voting – Donors can vote for candidates, and the individual with the most votes becomes the second candidate.
- Random Selection – A third candidate is randomly chosen from active donors, ensuring fairness and equal opportunity.
All selected beneficiaries must undergo a verification process to confirm the authenticity of their story before receiving funds.
4.3 How long does the selection process take?
The selection process typically lasts one month, aligning with the donation cycle. At the end of the cycle, the three beneficiaries are confirmed, and funds begin to be transferred after verification.
4.4 What happens if I am not selected?
If you are not selected, your application will carry over automatically to the next month.
4.5 Can I apply again if I was not selected?
Yes! If you were not chosen in a previous cycle, you can submit a new application for upcoming selection rounds. There is no limit to how many times you can apply.
4.6 Does UnionMillion verify the authenticity of submitted stories?
Yes, every selected beneficiary undergoes a strict verification process to ensure the legitimacy of their application. This may include submitting identity verification documents, proof of financial need, and additional evidence to support their story. If fraudulent activity is detected, the applicant may be disqualified permanently.
4.7 How many beneficiaries are selected each month?
Each month, three beneficiaries are chosen using the three-tier selection process (merit-based, community voting, and random selection).
4.8 What happens if a beneficiary receives less than $1 million?
If a donation cycle does not reach $1 million, the total amount collected will roll over to the next month with new beneficiaries. The funds will be kept in the deposit of each category, acting as a cumulative pool for future cycles.
5. Security and Transparency
5.1 How does UnionMillion ensure that campaigns are not fraudulent?
UnionMillion
has a multi-step verification process to detect and prevent fraudulent
activities, including:
- Identity verification of
selected beneficiaries.
- Review of submitted documents
to confirm authenticity.
- Ongoing monitoring of platform
activity to identify suspicious behavior.
If fraud is
detected, the beneficiary will be disqualified, and legal actions may be taken.
5.2 Does UnionMillion refund donations in case of fraud?
UnionMillion takes fraud prevention seriously and strictly verifies beneficiaries before disbursing funds. Since donations are immediately allocated to the beneficiary after the donation cycle ends, donations are non-refundable, except in exceptional cases where fraud is confirmed before disbursement.
If a fraudulent campaign is discovered before funds are transferred, UnionMillion will attempt to redirect the funds to another legitimate beneficiary.
5.3 How can I report suspicious activity?
If you suspect any fraudulent activity on the platform, you can:
- Use the “Report” button available on the platform.
- Contact UnionMillion’s support team at support@unionmillion.com.
- Provide relevant details and evidence for investigation.
UnionMillion investigates all reports and takes appropriate action, which may include suspending accounts, blocking transactions, or reporting fraud to authorities.
5.4 How can I see how much money has been raised in each cycle?
UnionMillion maintains full transparency by displaying:
- Live fundraising progress on the website.
- Detailed reports at the end of each donation cycle.
- A history of past donation cycles, showing how much was raised and distributed.
Donors can also track their personal contributions through their account dashboard (if registered).
5.5 Is the list of beneficiaries published anywhere?
Yes, UnionMillion publishes the names and stories of selected beneficiaries on the platform unless they choose to remain anonymous. The platform ensures transparency by sharing updates on the impact of donations, allowing donors to see how their contributions make a difference.
However, personal details and sensitive information of beneficiaries are kept confidential to protect their privacy.
6. Use of Funds
6.1 How does the beneficiary receive the funds?
Once the donation cycle ends and the verification process is completed, the collected funds are transferred directly to the beneficiary through one of the following methods:
- Bank transfer to the account provided during verification.
- Other available payment options, depending on the beneficiary’s location.
Funds are typically disbursed within a few business days after the verification process is finalized.
6.2 Does UnionMillion control how the beneficiary spends the money?
No, UnionMillion does not impose restrictions on how the beneficiary uses the funds. However, it encourages responsible use and expects beneficiaries to utilize the money in a way that aligns with their original application.
UnionMillion selects beneficiaries based on a rigorous verification process, ensuring that the funds are given to individuals with genuine needs.
6.3 Is it mandatory to share updates on the use of funds?
While it is not mandatory, UnionMillion highly encourages beneficiaries to share updates, photos, or testimonials about how the funds have impacted their lives. This helps maintain transparency and builds trust within the donor community.
Beneficiaries can share updates through:
- Their UnionMillion profile.
- Direct messages to donors.
- Social media (if they choose to).
6.4 Can I use the funds for any purpose?
Yes, once
received, the funds belong to the beneficiary, and they can use them as they
see fit. However, UnionMillion expects beneficiaries to use the money in a
responsible and ethical manner, ideally in alignment with their original story.
If misuse
or fraudulent behavior is reported, UnionMillion reserves the right to take
action, which may include banning the beneficiary from future participation.
6.5 Can I split the money into multiple accounts?
No, UnionMillion transfers the funds to one designated bank account provided by the beneficiary. If a beneficiary wishes to distribute the funds across multiple accounts, they must do so independently after receiving the full amount.
7. Cancellations and Changes
7.1 Can I cancel a donation after making it?
No, donations are non-refundable once they have been processed. Since funds are immediately allocated to the donation cycle and contribute to the final amount received by the beneficiaries, cancellations are not possible.
Donors are encouraged to carefully review their donation details before confirming the transaction.
7.2 Can UnionMillion cancel an ongoing campaign?
Yes, UnionMillion reserves the right to cancel a campaign under certain circumstances, such as:
- Fraudulent activity or misrepresentation by the beneficiary.
- Violation of platform policies or legal requirements.
- Technical errors affecting the integrity of the campaign.
If a campaign is canceled before funds are disbursed, UnionMillion will either reallocate donations to another campaign or refund donors where applicable.
Once an account is deleted, all associated data is permanently removed, except for any required legal or financial records.
7.3 What happens if a beneficiary refuses the funds?
If a selected beneficiary chooses to reject the funds for any reason, UnionMillion will:
- Reallocate the collected amount to the next donation cycle.
- Keep the funds in the category pool (merit-based, voting, or random selection) and distribute them to new beneficiaries in the following months.
UnionMillion ensures that no donation goes to waste, and funds will always be directed toward individuals in need.
8. Support and Contact
8.1 How can I contact UnionMillion support?
You can reach UnionMillion’s support team through multiple channels:
- Email: support@unionmillion.com
- Contact form: Available on the official website.
- Help Center: A section on the platform with frequently asked questions and troubleshooting guides.
The support team aims to respond to inquiries within 24-48 hours.
8.2 Does UnionMillion have social media accounts for updates?
Yes! You can follow UnionMillion for updates, announcements, and community stories on:
- Twitter: @UnionMillion
- Facebook: facebook.com/UnionMillion
- Instagram: @UnionMillion
Social media is also a great way to connect with other donors and beneficiaries.
8.3 Where can I find more information about the platform?
You can learn more about UnionMillion by visiting:
- Official website: www.unionmillion.com
- FAQ section: Detailed answers to common questions.
- Terms of Service & Privacy Policy: For legal and operational guideline
